---
title: "Terms and Conditions | Everything Senior Insurance"
description: "Terms of use for the Everything Senior Insurance website, including the Medicare marketing disclaimers required by CMS."
url: https://eseniorinsurance-demo-v2.pages.dev/terms-and-conditions
dateModified: 2026-10-06
---

# Terms and Conditions

Draft for review by Everything Senior Insurance and its counsel. The live site links to this page from every footer but the page did not exist at the time of this build.

## Using this website

This website is published by Everything Senior Insurance (formerly Christian Brindle Insurance Services), an independent insurance agency licensed in 32 states. The information on it is general education about Medicare and other insurance and is not a complete description of any plan. Plan benefits, premiums, deductibles and availability vary by carrier, county and year; enrollment materials from the carrier control.

## No fee, no obligation

Comparing plans with one of our agents is free. We are compensated by the insurance companies whose plans you enroll in. Using this website or speaking with us does not obligate you to enroll in anything.

## Medicare disclaimers

We do not offer every plan available in your area. Currently we represent 76 organizations which offer 2,345 plans nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Not connected with or endorsed by the U.S. government or the federal Medicare program.

Enrollment in a Medicare Advantage or Part D plan depends on contract renewal. Benefits and availability vary by carrier and location. Deductibles, copays and coinsurance may apply.

## Calculators

The calculators on this site use the federal figures published by CMS for the current plan year and produce estimates only. Your actual premiums, penalties and surcharges are determined by Medicare and the Social Security Administration.

## Contact

Everything Senior Insurance, 61 W 13490 S Suite 201, Draper, UT 84020. 801-255-5340. info@eseniorins.com.

Last updated: October 6, 2026 · Reviewed by [Christian Brindle, CEO and Founder](https://eseniorinsurance-demo-v2.pages.dev/about-us#christian-brindle). Published by the Everything Senior Insurance Data Desk.